{"id":6052,"date":"2025-07-28T16:09:02","date_gmt":"2025-07-28T16:09:02","guid":{"rendered":"https:\/\/bitunikey.com\/news\/coinbase-bets-on-stablecoins-and-ai-to-transform-global-e-commerce\/"},"modified":"2025-07-28T16:09:13","modified_gmt":"2025-07-28T16:09:13","slug":"coinbase-bets-on-stablecoins-and-ai-to-transform-global-e-commerce","status":"publish","type":"post","link":"https:\/\/bitunikey.com\/news\/coinbase-bets-on-stablecoins-and-ai-to-transform-global-e-commerce\/","title":{"rendered":"Coinbase bets on stablecoins and AI to transform global e-commerce"},"content":{"rendered":"<p><\/p>\n<div class=\"post-detail__content blocks\">\n<p class=\"is-style-lead\">Coinbase is betting that stablecoins will power a new kind of economy, one where AI agents manage money, transact autonomously, and replace traditional credit and debit rails in the background. As these tools become more embedded in online commerce, consumers \u2014 and bots \u2014 may end up using them without even noticing, the exchange\u2019s VP told crypto.news.<\/p>\n<div id=\"cn-block-summary-block_0260a4e49ff2c069a3a7ec79921600b7\" class=\"cn-block-summary\">\n<div class=\"cn-block-summary__nav tabs\">\n        <span class=\"tabs__item is-selected\">Summary<\/span>\n    <\/div>\n<div class=\"cn-block-summary__content\">\n<ul class=\"wp-block-list\">\n<li>Coinbase VP Shan Aggarwal believes stablecoins will power a new economy where AI agents manage money autonomously, calling them \u201cthe native payment rails for AI agents.\u201d<\/li>\n<li>The exchange is actively building tools like x402 and AgentKit to let AI agents send and receive stablecoins, aiming to become the default platform for agentic finance, Aggarwal told crypto.news.<\/li>\n<li>As stablecoins are on their way to replace credit and debit rails, the Coinbase VP predicts they\u2019ll be so embedded in commerce that users won\u2019t even notice them.<\/li>\n<\/ul><\/div>\n<\/div>\n<p><!-- .cn-block-summary --><\/p>\n<p>Stablecoins are quietly positioning themselves at the center of a new financial era, one where both humans and machines move money with internet-native speed and autonomy.<\/p>\n<p>At Coinbase, vice president Shan Aggarwal believes these tokens are more than just another crypto innovation. In a recent <a rel=\"nofollow\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/x.com\/ShanAggarwal\/status\/1945831352508530992\" target=\"_blank\">post on X<\/a>, he laid out why stablecoins may be the foundation for a global digital economy, and why their potential remains dramatically underestimated.<\/p>\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Excited about stablecoins? You&#39;re not bullish enough yet. Let me explain why<\/p>\n<p>Crypto has 4 mass-market use cases today:<\/p>\n<p>1)  Store of value. Almost half a billion people have owned crypto. BTC has been the best performing asset of the past decade. Interest to hold BTC and other\u2026<\/p>\n<p>&mdash; Shan Aggarwal \ud83d\udee1\ufe0f (@ShanAggarwal) <a href=\"https:\/\/twitter.com\/ShanAggarwal\/status\/1945831352508530992?ref_src=twsrc%5Etfw\">July 17, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div>\n<\/figure>\n<p>\u201cCrypto has four mass-market use cases today: store of value, trading, staking, and stablecoins,\u201d Aggarwal wrote. \u201cStore of value and trading have been around for over a decade. Staking went mainstream about five years ago. And we are only now seeing stablecoins take off.\u201d<\/p>\n<p>As he noted, stablecoins are the \u201cfuture of global payments\u201d as they are starting to \u201ceat legacy credit, debit, and banking networks. Eventually stablecoins will become so embedded in commerce that consumers will transact in them without realizing it.\u201d<\/p>\n<p>A big part of that shift, Aggarwal argued, is driven by the pairing of stablecoins with self-custodial wallets, which he described as \u201cinternet-native bank accounts that are open to everyone everywhere.\u201d These wallets, combined with stablecoin rails, could help unlock digital commerce for billions.<\/p>\n<p>\u201cWe\u2019ve also seen data that shows stablecoin payments attract new customers to merchants,\u201d he noted, adding that this helps people who were \u201cpreviously sidelined\u201d participate in global economic activity.<\/p>\n<h2 class=\"wp-block-heading\">Money that works like machines do<\/h2>\n<p>Aggarwal is also thinking beyond people toward bots. In an interview with crypto.news, he outlined how Coinbase is building infrastructure for artificial intelligence-native apps and agents that can autonomously manage money.<\/p>\n<p>\u201cWe believe that stablecoins are the native payment rails for AI agents,\u201d Aggarwal said, adding that \u201cevery AI agent should have a wallet and be able to hold, send, and receive stablecoins like USDC, which is why we\u2019re building the financial infrastructure for AI-native apps and agents.\u201d<\/p>\n<p>\u201cStablecoins are becoming the go-to currency for agentic commerce,\u201d he said, noting that \u201cAI agents need money that works like they do: programmable, 24\/7, and built for the internet.\u201d With these tools in place, Coinbase envisions a \u201cnew kind of economy where bots and agents can transact, move funds, and make decisions on their own,\u201d he explained.<\/p>\n<p>    <!-- .cn-block-related-link --><\/p>\n<h2 class=\"wp-block-heading\">What\u2019s next: building the rails for the machine economy<\/h2>\n<p>Aggarwal says Coinbase is \u201cactively exploring the intersection of crypto and AI,\u201d including integrating AI across its own ecosystem. The company sees \u201cmassive potential to unlock new use cases and simplify how people (and agents) interact with the onchain world.\u201d Some of those initiatives include:<\/p>\n<ul class=\"wp-block-list\">\n<li>Making Coinbase the go-to platform for AI developers building systems that need to move money, whether human-to-agent or agent-to-agent.<\/li>\n<li>Offering a development platform via the Coinbase Developer Platform.<\/li>\n<li>Backing the next wave of crypto x AI startups through Coinbase Ventures, including companies like Payman, Vana, and Skyfire.<\/li>\n<\/ul>\n<p>He also highlighted two recent launches underpinning this strategy:<\/p>\n<ul class=\"wp-block-list\">\n<li>x402, which is a payment protocol enabling stablecoin payments over HTTP.<\/li>\n<li>AgentKit, which allows developers to build AI agents capable of autonomous blockchain interaction.<\/li>\n<\/ul>\n<h2 class=\"wp-block-heading\">Beyond crypto-native audiences<\/h2>\n<p>While much of the stablecoin conversation has lived in crypto circles, Aggarwal believes the real impact will be global and deeply practical, especially in places where financial infrastructure is weak or exclusionary.<\/p>\n<p>\u201cStablecoins are critical to our mission of increasing economic freedom,\u201d Aggarwal wrote in the X post, describing them as key to unlocking \u201cmore open, fair, free, and transparent financial services (DeFi) globally, unencumbered by legacy financial systems.\u201d<\/p>\n<p>That includes helping small, cash-based businesses go digital and enabling faster, automated payments through AI agents, two trends that could accelerate adoption globally.<\/p>\n<p>By 2030, Aggarwal expects stablecoins to be nearly ubiquitous. \u201cEvery person and business who uses the internet (and a huge contingent of those who currently don\u2019t) will interact with stablecoins,\u201d he wrote, adding in a commentary for crypto.news that the exchange is \u201cactively exploring the intersection of crypto and AI, including by integrating AI across the Coinbase ecosystem.\u201d<\/p>\n<p>    <!-- .cn-block-related-link --><\/p><\/div>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Coinbase is betting that stablecoins will power a new kind of economy, one where AI agents manage money, transact autonomously, and replace traditional credit and debit rails in the background.&hellip;<\/p>\n","protected":false},"author":1,"featured_media":6053,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrency"],"_links":{"self":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/6052","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/comments?post=6052"}],"version-history":[{"count":1,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/6052\/revisions"}],"predecessor-version":[{"id":6054,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/6052\/revisions\/6054"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media\/6053"}],"wp:attachment":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media?parent=6052"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/categories?post=6052"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/tags?post=6052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}