{"id":36219,"date":"2026-08-03T15:05:56","date_gmt":"2026-08-03T15:05:56","guid":{"rendered":"https:\/\/bitunikey.com\/news\/ripple-invests-in-2-firms-to-scale-xrpl-tokenization\/"},"modified":"2026-08-03T15:06:11","modified_gmt":"2026-08-03T15:06:11","slug":"ripple-invests-in-2-firms-to-scale-xrpl-tokenization","status":"publish","type":"post","link":"https:\/\/bitunikey.com\/news\/ripple-invests-in-2-firms-to-scale-xrpl-tokenization\/","title":{"rendered":"Ripple invests in 2 firms to scale XRPL tokenization"},"content":{"rendered":"<p><\/p>\n<div class=\"post-detail__content blocks\">\n<p class=\"is-style-lead\">Ripple announced strategic investments in ZILO and Licuido on Aug. 3, adding two United Kingdom based firms to its digital capital markets strategy on the XRP Ledger.\u00a0<\/p>\n<div id=\"cn-block-summary-block_f86feab535ee13e6bd884d23165d751f\" class=\"cn-block-summary\">\n<div class=\"cn-block-summary__nav tabs\">\n        <span class=\"tabs__item is-selected\">Summary<\/span>\n    <\/div>\n<div class=\"cn-block-summary__content\">\n<ul class=\"wp-block-list\">\n<li>Ripple invested in ZILO and Licuido to expand tokenized fund infrastructure on the XRP Ledger.<\/li>\n<li>ZILO launched an integrated platform combining traditional transfer agency with digitally native asset issuance capabilities.<\/li>\n<li>Licuido will use Ripple\u2019s backing to scale issuance, trading and collateral mobility through XRPL infrastructure.<\/li>\n<li>RLUSD will serve as the cash leg for delivery versus payment settlements involving tokenized funds.<\/li>\n<li>Ripple disclosed no investment amounts, leaving financial terms and resulting ownership stakes unknown to investors.<\/li>\n<\/ul><\/div>\n<\/div>\n<p><!-- .cn-block-summary --><\/p>\n<p>The company <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/ripple.com\/ripple-press\/ripple-strengthens-digital-capital-markets-infrastructure-with-investments-in-zilo-and-licuido\/\" target=\"_blank\" rel=\"nofollow\">said<\/a> the deals will add transfer agency, token issuance, trading and collateral mobility tools to its institutional infrastructure.<\/p>\n<p>Ripple did not disclose either investment amount, the ownership stakes received or financial targets for the partnerships. Both companies separately confirmed the funding. ZILO also launched an integrated digital assets and transfer agency platform on Monday, while Licuido said Ripple\u2019s backing would help scale its infrastructure on XRPL.<\/p>\n<p>    <!-- .cn-block-related-link --><\/p>\n<h2 class=\"wp-block-heading\"><strong>Ripple investments fill two gaps in tokenized funds<\/strong><\/h2>\n<p>ZILO supplies transfer agency and fund administration technology. Its new platform lets institutions manage conventional fund units and tokenized share classes within one operating system. The company says it can support issuance, settlement, reconciliation, payments, corporate actions and regulatory reporting without requiring a separate technology stack for digital assets.<\/p>\n<figure class=\"wp-block-embed is-type-rich is-provider-x wp-block-embed-x\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Deepening our push into capital markets, we are investing in ZILO and Licuido to add regulated transfer agency, issuance and collateral mobility to our capital markets infrastructure built on the XRPL. This comes on the heels of Aviva Investors tokenising its US Dollar Liquidity\u2026<\/p>\n<p>\u2014 Ripple (@Ripple) <a rel=\"nofollow\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/x.com\/Ripple\/status\/2084187612273582271?ref_src=twsrc%5Etfw\">August 3, 2026<\/a><\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p>Licuido covers another part of the process. Its platform handles token issuance, distribution and secondary trading, with tokenized fund units designed for use as collateral. Its regulatory position needs careful wording. Licuido Markets Limited is an appointed representative of Sapeno Partners LLP, which the Financial Conduct Authority authorizes and regulates.<\/p>\n<p>The <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.fca.org.uk\/firms\/financial-services-register\" target=\"_blank\" rel=\"nofollow\">FCA explains<\/a> that a principal firm sets an appointed representative\u2019s permitted activities and remains responsible for that business. Licuido is therefore not presented on its website as a directly authorized FCA firm.<\/p>\n<p>ZILO said its configuration tools translate fund rules, share classes and jurisdictional requirements into onchain logic. It also records legal ownership as assets move, a function that transfer agents normally perform within conventional fund systems. Licuido says its legal structure links each token to one for one fund ownership, although that claim will depend on the documents and regulatory treatment applied to each product.<\/p>\n<h2 class=\"wp-block-heading\"><strong>RLUSD will settle the cash side of fund trades<\/strong><\/h2>\n<p>Ripple plans to use RLUSD as the cash leg for delivery versus payment transactions. In that model, the tokenized asset and payment settle together on XRPL rather than moving through separate systems at different times. Ripple says tokenized funds could then become collateral from issuance onward.<\/p>\n<p>Ripple reports that XRPL has processed more than four billion transactions since 2012, supports more than seven million active wallets and is maintained by 120 independent validators. These figures describe general ledger activity rather than institutional tokenized fund usage.<\/p>\n<p>The companies have not published transaction volumes, named new clients or shown that the combined system is operating at scale. Ripple executive Nigel Khakoo called the investment sector a \u201csubstantial opportunity\u201d over the next decade. That statement is a company forecast, not a verified measure of future adoption or savings.<\/p>\n<h2 class=\"wp-block-heading\"><strong>Aviva and DBS show where the stack may be used<\/strong><\/h2>\n<p>As crypto.news previously reported, Aviva Investors launched a tokenized share class of its U.S. Dollar Liquidity Fund on XRPL on July 29. The move brought a partnership announced in February into production. Ripple said ZILO and Licuido are among the partners supporting issuance, distribution, custody and further uses for Aviva\u2019s tokenized fund structures.<\/p>\n<p>The broader model also resembles Ripple\u2019s work with DBS and Franklin Templeton. In related coverage, crypto.news reported that DBS listed Franklin Templeton\u2019s sgBENJI money market fund token beside RLUSD and planned to explore lending and repurchase transactions using tokenized units as collateral.<\/p>\n<p>Those projects give Ripple existing institutional settings in which ZILO\u2019s records and Licuido\u2019s market tools could be tested. However, Ripple has not confirmed that the two companies will support every Aviva, Franklin Templeton or DBS product.<\/p>\n<h2 class=\"wp-block-heading\"><strong>What happens next for Ripple\u2019s capital markets push<\/strong><\/h2>\n<p>The next steps depend on technical integrations and client launches. ZILO said it is providing Ripple with a digital transfer agency solution, but neither company published a deployment date. Licuido also said it would expand its collateral marketplace on XRPL without giving a launch schedule or naming participating asset managers.<\/p>\n<p>Future disclosures will need to show which funds use the combined stack, what regulated activities Licuido performs under its principal firm, and whether RLUSD gains measurable settlement volume. Until then, the investments expand Ripple\u2019s available infrastructure, but they do not establish adoption, revenue or liquidity outcomes.<\/p>\n<p>    <!-- .cn-block-related-link --><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ripple announced strategic investments in ZILO and Licuido on Aug. 3, adding two United Kingdom based firms to its digital capital markets strategy on the XRP Ledger.\u00a0 Summary Ripple invested&hellip;<\/p>\n","protected":false},"author":1,"featured_media":35295,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-36219","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrency"],"_links":{"self":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/36219","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/comments?post=36219"}],"version-history":[{"count":1,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/36219\/revisions"}],"predecessor-version":[{"id":36220,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/36219\/revisions\/36220"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media\/35295"}],"wp:attachment":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media?parent=36219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/categories?post=36219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/tags?post=36219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}