<\/p>\n
Bank of AI and PKUBlockchain map Web4.0\u2019s \u201cagent economy,\u201d pitching x402, ERC\u20118004 and MCP while casting Tron and USDT as the default settlement rail for AI agents.<\/p>\n
<\/p>\n
Bank of AI and Peking University\u2019s PKUBlockchain association have released what they call the first comprehensive research report on Web4.0\u2019s \u201cagent economy,\u201d titled \u201cWeb4.0: When AI Agents Become Economic Entities \u2014 Infrastructure, Market Landscape, and Investment Outlook.\u201d The report argues that as AI systems evolve from \u201cassistive tools\u201d into autonomous entities that can hold assets, generate income and transact, crypto rails need to adapt around them.<\/p>\n
In their framework, AI agents are treated as on\u2011chain economic actors that must be able to send and receive payments, prove identity, call off\u2011chain tools and build verifiable track records much like human\u2011run wallets or companies. To close that gap, the authors identify three infrastructural layers they say are still missing or immature: the x402 payment protocol for stablecoin transfers, ERC\u20118004 as an on\u2011chain \u201cID card\u201d for agents, and an MCP (Model Context Protocol) standard for tool invocation.<\/p>\n
Bank of AI uses the report to present its own stack as a reference implementation, claiming to integrate \u201cfive core components into a unified Agent financial operating system\u201d that links those protocols from spec to live product. In parallel, outside research on agentic markets \u2014 including an \u201cAgentic RWA Stack\u201d proposed by FinChain \u2014 similarly forecasts AI agents managing \u201ctens of trillions of US dollars\u201d in assets and commercial flows by 2030, underscoring why payments and identity rails are attracting attention now.<\/p>\n
The report leans heavily on Tron as the current settlement backbone for an agent\u2011driven Web4.0. It notes that Tron processes more than $22 billion in daily stablecoin volume and hosts around $86 billion of USDT, giving it the scale and fee profile needed for \u201chigh\u2011frequency micro\u2011settlements by AI agents.\u201d<\/p>\n
<\/p>\n
Independent analytics back that picture: Nansen and other researchers have found that TRON routinely clears over $21 billion in daily stablecoin transfers, with more than $80 billion of USDT supply and roughly 2 million to 2.2 million stablecoin transactions per day. Earlier crypto.news coverage has charted how Tron flipped Ethereum in USDT supply, with on\u2011chain data showing its USDT float rising past $73.8 billion in 2025 and then above $80 billion, making it Tether\u2019s primary settlement layer for routine dollar transfers.<\/p>\n
That dynamic has also been visible on the regulatory front, where USDT on Tron has been recognized as an accepted fiat\u2011referenced token in Abu Dhabi\u2019s ADGM regime, even as U.S. lawmakers tighten scrutiny on Tether\u2019s global footprint. In a recent crypto.news story, Tron\u2019s role as a stablecoin rail was tied to a broader \u201cagentic economy\u201d push, including TRON DAO\u2019s $1 billion AI fund targeting projects that blend AI agents with on\u2011chain payments \u2014 the same junction Bank of AI\u2019s report now attempts to formalize.<\/p>\n
<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"
Bank of AI and PKUBlockchain map Web4.0\u2019s \u201cagent economy,\u201d pitching x402, ERC\u20118004 and MCP while casting Tron and USDT as the default settlement rail for AI agents. Summary Bank of…<\/p>\n","protected":false},"author":1,"featured_media":10933,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-26164","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrency"],"_links":{"self":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/26164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/comments?post=26164"}],"version-history":[{"count":1,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/26164\/revisions"}],"predecessor-version":[{"id":26165,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/26164\/revisions\/26165"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media\/10933"}],"wp:attachment":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media?parent=26164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/categories?post=26164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/tags?post=26164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}