barring<\/a> institutional investors from purchasing single-family homes. <\/p>\nInstitutional investors, or Wall Street, own less than 1% of U.S. single-family homes, according to some estimates, leaving open questions about how much the policy would actually move prices. Still, housing costs are widely seen as a liability after Republicans lost several key elections late last year.<\/p>\n
What about crypto?<\/h2>\n
Meanwhile, the crypto bill\u2019s pause is giving industry tensions more room to boil. The legislation aims to clarify regulatory turf between the Securities and Exchange Commission and the Commodity Futures Trading Commission \u2014 an issue both agencies say only Congress can resolve. Progress stalled further last week after Coinbase Global Inc. withdrew its support, opening the door to renewed lobbying by financial and crypto players alike.<\/p>\n
The Senate Agriculture Committee, which also has jurisdiction, is pressing ahead. It plans to release its version of digital-asset legislation later Wednesday and could vote Jan. 27, setting up an eventual merge with the Banking Committee\u2019s bill before any full Senate vote.<\/p>\n
Outside Congress, the delay has fueled a public spat inside crypto itself. Cardano founder Charles Hoskinson sharply criticized Ripple CEO Brad Garlinghouse for backing what Hoskinson called a flawed market-structure bill, warning that \u201cgood enough\u201d regulation could become permanent \u2014 and permanently damaging.<\/p>\n
Garlinghouse, by contrast, has argued that \u201cclarity beats chaos,\u201d praising lawmakers for advancing what he sees as workable frameworks that can be improved during markup. <\/p>\n
Hoskinson rejected that logic outright, mocking the idea that a bad bill is better than none and warning that once rules are locked in, reversing them can take years.<\/p>\n
The clash underscores a deeper divide: whether crypto should accept imperfect regulation now to gain certainty, or hold out to avoid rules that could favor banks and other incumbents over decentralized finance. For now, crypto is stuck waiting \u2014 while Congress worries about housing, and the industry debates whether compromise is progress or surrender.<\/p>\n
<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"
It\u2019s safe to say that housing \u2014 most Americans\u2019 biggest monthly expense \u2014 is now crowding crypto off the legislative calendar. Summary Lawmakers push digital-asset legislation to late February\/March to…<\/p>\n","protected":false},"author":1,"featured_media":20365,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-20364","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrency"],"_links":{"self":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/20364","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/comments?post=20364"}],"version-history":[{"count":1,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/20364\/revisions"}],"predecessor-version":[{"id":20366,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/20364\/revisions\/20366"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media\/20365"}],"wp:attachment":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media?parent=20364"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/categories?post=20364"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/tags?post=20364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}