{"id":17295,"date":"2025-12-04T22:03:12","date_gmt":"2025-12-04T22:03:12","guid":{"rendered":"https:\/\/bitunikey.com\/news\/n3xt-launches-24-7-blockchain-bank-backed-by-paradigm-and-winklevoss-capital\/"},"modified":"2025-12-04T22:03:17","modified_gmt":"2025-12-04T22:03:17","slug":"n3xt-launches-24-7-blockchain-bank-backed-by-paradigm-and-winklevoss-capital","status":"publish","type":"post","link":"https:\/\/bitunikey.com\/news\/n3xt-launches-24-7-blockchain-bank-backed-by-paradigm-and-winklevoss-capital\/","title":{"rendered":"N3XT launches 24\/7 blockchain bank, backed by Paradigm and Winklevoss Capital"},"content":{"rendered":"<p><\/p>\n<div class=\"post-detail__content blocks\">\n<p class=\"is-style-lead\">A new U.S. bank just flipped the script on traditional business payments: N3XT officially launched today, promising instant, programmable B2B payments in U.S. dollars any time of day\u2014or night\u2014leaving old-school banking hours in the dust.<\/p>\n<div id=\"cn-block-summary-block_cb8fe26f630bc86ef5345addb87b7f0f\" class=\"cn-block-summary\">\n<div class=\"cn-block-summary__nav tabs\">\n        <span class=\"tabs__item is-selected\">Summary<\/span>\n    <\/div>\n<div class=\"cn-block-summary__content\">\n<ul class=\"wp-block-list\">\n<li>N3XT is offering instant, programmable U.S. dollar payments for businesses worldwide, bypassing traditional banking delays.<\/li>\n<li>The platform allows clients to automate payments, manage market-driven transactions, and access funds immediately while staying compliant.<\/li>\n<li>Led by fintech veterans and backed by top investors including Paradigm and Winklevoss Capital.<\/li>\n<\/ul><\/div>\n<\/div>\n<p><!-- .cn-block-summary --><\/p>\n<p>N3XT opens its doors as a full-reserve, fully regulated narrow bank under a Wyoming Special Purpose Depository Institution charter. Every deposited dollar is backed one-to-one by cash or short-term U.S. Treasuries, and the bank publishes its reserve holdings daily. <\/p>\n<p>The platform allows businesses to trigger payments automatically: shipped a crate from Manila to Perth? Funds can move the moment delivery is confirmed. Market dips? Collateral deposits can be executed automatically. Market spikes? Dollars flow back into your pocket, freeing up working capital.<\/p>\n<p>Leadership reads like a Who\u2019s Who of fintech veterans: <\/p>\n<ul class=\"wp-block-list\">\n<li>Jeffrey Wallis (CEO) from Signature Bank<\/li>\n<li>Scott Shay (founder) behind multiple successful banks and <\/li>\n<li>CTO Aur\u00e9lien Bonnel from Deutsche Bank.<\/li>\n<\/ul>\n<p>Investors like Paradigm, Pharsalus, HACK VC, Winklevoss Capital, and others helped fund the launch. <\/p>\n<p>\u201cThe financial system is being re-wired to be internet native, 24\/7\/365 and global,\u201d <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.businesswire.com\/news\/home\/20251204526572\/en\/N3XT-Launches-First-Fully-Blockchain-Powered-Bank-for-Instant-Programmable-B2B-Payments\" target=\"_blank\" rel=\"nofollow\">said<\/a> Paradigm\u2019s Alana Palmedo. N3XT hopes that with blockchain under the hood, the era of waiting days for money to move may finally be over\u2014because in the 24\/7 global economy, time is money, literally.<\/p>\n<p>    <!-- .cn-block-related-link --><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>A new U.S. bank just flipped the script on traditional business payments: N3XT officially launched today, promising instant, programmable B2B payments in U.S. dollars any time of day\u2014or night\u2014leaving old-school&hellip;<\/p>\n","protected":false},"author":1,"featured_media":8888,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17295","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrency"],"_links":{"self":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/17295","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/comments?post=17295"}],"version-history":[{"count":1,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/17295\/revisions"}],"predecessor-version":[{"id":17296,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/17295\/revisions\/17296"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media\/8888"}],"wp:attachment":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media?parent=17295"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/categories?post=17295"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/tags?post=17295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}