{"id":14227,"date":"2025-10-24T09:11:24","date_gmt":"2025-10-24T09:11:24","guid":{"rendered":"https:\/\/bitunikey.com\/news\/swiss-bank-sygnum-partners-with-debifi-to-launch-multi-sig-bitcoin-loan-platform\/"},"modified":"2025-10-24T09:11:28","modified_gmt":"2025-10-24T09:11:28","slug":"swiss-bank-sygnum-partners-with-debifi-to-launch-multi-sig-bitcoin-loan-platform","status":"publish","type":"post","link":"https:\/\/bitunikey.com\/news\/swiss-bank-sygnum-partners-with-debifi-to-launch-multi-sig-bitcoin-loan-platform\/","title":{"rendered":"Swiss bank Sygnum partners with Debifi to launch multi-sig Bitcoin loan platform"},"content":{"rendered":"<p><\/p>\n<div class=\"post-detail__content blocks\">\n<p class=\"is-style-lead\">Sygnum has partnered with Debifi to launch MultiSYG, a first-of-its-kind loan platform allowing borrowers to retain partial control of their Bitcoin collateral through a secure multi-sig wallet.<\/p>\n<div id=\"cn-block-summary-block_1c3e94341f9c83338657fdc561d27428\" class=\"cn-block-summary\">\n<div class=\"cn-block-summary__nav tabs\">\n        <span class=\"tabs__item is-selected\">Summary<\/span>\n    <\/div>\n<div class=\"cn-block-summary__content\">\n<ul class=\"wp-block-list\">\n<li>MultiSYG is designed for institutional and high-net-worth clients seeking secure, regulated access to bitcoin-backed loans.<\/li>\n<li>Collateral movements will require three of five signatures, preventing rehypothecation and ensuring on-chain transparency.<\/li>\n<\/ul><\/div>\n<\/div>\n<p><!-- .cn-block-summary --><\/p>\n<h2 class=\"wp-block-heading\"><strong>MultiSYG: shared-control Bitcoin lending for institutions<\/strong><\/h2>\n<p>Swiss digital asset institution Sygnum Bank has <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.coindesk.com\/business\/2025\/10\/24\/swiss-bank-sygnum-to-launch-bitcoin-backed-loan-platform-with-multi-sig-wallet-control\" target=\"_blank\" rel=\"nofollow\">announced<\/a> a partnership with Bitcoin (BTC) lending startup Debifi to develop MultiSYG, a loan platform that allows borrowers to retain partial control of their BTC collateral.<\/p>\n<p>Set to launch in the first half of 2026, MultiSYG aims to provide institutional and high-net-worth clients with a secure alternative to traditional crypto lending, where full custody of assets is typically surrendered to the lender.<\/p>\n<p>The platform operates through a multi-signature wallet system that requires approval from three of five signatories \u2014 including Sygnum, the borrower, and independent parties \u2014 for any movement of collateral. This setup is designed to prevent rehypothecation \u2014 a financial practice where a lender or custodian reuses collateral that a borrower has pledged \u2014 often without the borrower\u2019s active involvement \u2014 to back another loan or transaction.<\/p>\n<p>By implementing this shared-control model, Sygnum and Debifi aim to eliminate the single points of failure that have previously led to major losses in centralized lending platforms. Borrowers will be able to verify the existence and status of their BTC collateral on-chain throughout the whole duration of the loan.<\/p>\n<p>    <!-- .cn-block-related-link --><\/p>\n<p>According to Debifi CEO Max Kei, the initiative reflects a growing demand for non-custodial lending solutions that combine blockchain transparency with regulated banking standards. <\/p>\n<p>\u201cBorrowers shouldn\u2019t need to trust a custodian blindly,\u201d said Debifi CEO Max Kei in a statement.<\/p>\n<p>\u201c[This] combines the best of both worlds \u2014 the ability to hold your own keys while accessing regulated banking products and white-glove service,\u201d said Pascal Eberle, who leads the MultiSYG project. \u201cBorrowers can benefit from bank-grade terms in pricing, drawdown flexibility and loan duration, while keeping cryptographic proof of their holdings and partial control of their BTC.\u201d<\/p>\n<p>    <!-- .cn-block-related-link --><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sygnum has partnered with Debifi to launch MultiSYG, a first-of-its-kind loan platform allowing borrowers to retain partial control of their Bitcoin collateral through a secure multi-sig wallet. Summary MultiSYG is&hellip;<\/p>\n","protected":false},"author":1,"featured_media":10877,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-14227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrency"],"_links":{"self":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/14227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/comments?post=14227"}],"version-history":[{"count":1,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/14227\/revisions"}],"predecessor-version":[{"id":14228,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/posts\/14227\/revisions\/14228"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media\/10877"}],"wp:attachment":[{"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/media?parent=14227"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/categories?post=14227"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitunikey.com\/news\/wp-json\/wp\/v2\/tags?post=14227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}